You may have been thinking about it all year, yearning for 'that' time when you could get away, planning that Easter escape. But all that thinking and dreaming and possibly procrastination or just life getting in the way has meant little action has happened on buying that new bike front. Well, alert - Easter and the autumn holiday season is fast approaching. Update - last minute motorcycle loans can be arranged through Jade Bike Loans.
Many people put stuff off because it appears too hard. Too daunting, not enough time to fit it in, don’t know where to start. If you’ve been doing that with buying your new bike because sorting out a motorbike loan seemed too hard, time to rethink. It’s not and it doesn’t take that long.
Step 1 Preparation
OK, so no one really likes the stuff you have to do before you get to do the good stuff, ie what you’re really want to do. But if you’re after a last minute motorcycle loan to buy a bike for an upcoming road trip with your friends, a bit of prep is worth it.
You can put in a call to Jade Bike Loans before you do anything else, including decide on a bike. In fact, it’s highly advisable to get the loan ball rolling. The bike buying process and the loan process can happen simultaneously to speed up arriving at the ownership destination.
In order to complete the loan application, as is required under the consumer credit laws, your Jade consultant will require information and details from you in regard to: employment, residential, income and expenses. For many that is a deal too far. But with most records online, even if you are not the organised type that keeps receipts and payslips, you should be able to download a lot of what is required. Bank account statements and MyGov for wages details are a good place to start. So get all that underway.
Step 2 Convert Bike Prices to Loan Repayments in an Instant
Browsing bikes online and accessing pricing is easy, no doubt you’re all over that. We’ve provided bike loan calculators so you can instantly convert that pricing into repayment estimates. Just enter the amount of the bike, the term you want to repay the loan (usually 4-5 years) and an estimated repayment will be displayed.
Great tool for deciding exactly which bike is doable for your budget.
Step 3 Quick Bike Loan Quote
Calling a bank or finance company can entail waiting on hold endlessly only to be transferred to another department and … waiting on hold. With Jade Bike Loans, our consultants don’t face those delays. Across our lender network, we enjoy priority industry access when arranging loans for our customers.
Our research and analyst team stay across the market so we know at any one time, which lender is offering the cheapest interest rates on motorbike loans and our consultants know which lenders will best suit your loan profile. This allows us to provide our customers with quick motorcycle loan quotes as our standard operating procedure.
BTW: if you’re requesting a quick quote and need a loan in hurry, there is no surcharge for express service. In the delivery of many services and goods across many sectors, buyers are charged a premium if they want the goods faster. With Jade, you receive the same cheap interest rates and the same high quality expertise regardless of how long you have to arrange your loan.
Step 4 Fast Bike Loan Application Approvals
The quote is one stage, then you have to accept the quote. On your OK, your consultant moves it up a gear to have your application fully approved. This can be based on the purchase of a specific bike and at a price you’ve agreed with the seller or as a pre-approved secured motorcycle loan based on your estimate of what you intend to spend.
Final Step Settlement and Ride Away
Approvals done and now for the final step. You put your Jade consultant in touch with the bike dealer and we organise payment of the invoice (the cost of the bike) by the lender. This stage is known as settlement. Once the dealer has received payment from the lender, which can happen very quickly with electronic banking, you get the keys to the bike.
Clock’s Ticking……
While you were reading this article it is now several minutes closer to the time scheduled for that motorcycle touring holiday. Time to get started on applying for a motorbike loan with Jade Bike Loans. Fast service, personalised attention and quick quotes are all part of our lender service so we’re the people for last minute bike loans.
Make the call, send the request form online and be on your bike asap.
For quick motorbike loan service, call Jade Bike Loans on 1300 000 003
DISCLAIMER: THE INFORMATION IN THIS ARTICLE IS PREPARED SOLELY FOR INFORMATION PURPOSES AND IS NOT INTENDED AS FINANCIAL ADVICE OR AS THE SOLE BASIS FOR MAKING FINANCIAL DECISIONS. THOSE REQUIRING ADVICE SHOULD CONSULT A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY MISREPRESENTATIONS OF PRODUCTS, POLICIES AND INFORMATION OR ERRORS IN THE CONTENT AS REFERRED FROM OTHER SOURCES.
