Jade Motorbike Loans is an experienced finance broker, providing a comprehensive range of lending and financing solutions for both individuals and business. When purchasing a motor cycle, most of our private customers will opt for a Secured Bike Loan. However, in some cases, using the bike as security is not an option. For Jade Motorbike Loans, that’s not a problem. We offer Unsecured Personal Loans for financing motor bikes where collateral is not available.
This may apply to some types of motorcycles such as vintage models, bikes which require restoration, historic motorcycles that you are collecting or at the other end of the spectrum, prototypes of new models, hand-built bikes, specialty racers and other unique bikes. The decision as to whether or not to accept your bike as security for a loan, is made by the lender.
If you require an Unsecured Personal Loan for the purchase of a motorbike, your Jade bike loan consultant can assist with a great offer, based on your specific requirements.
Key Features
- The loan is based on Jade’s signature low interest rates.
- The interest rate on an unsecured loan is usually higher compared with a secured motorbike loan as the lender does not have the collateral of the bike as security for the loan. But rest assured your Jade consultant will bargain hard to negotiate you the cheapest interest rate possible.
- The interest rate may be fixed or variable.
- The term of the loan is fixed and for this loan type, the maximum term is usually 7 years. Your Jade consultant will discuss your financial objections and negotiate the loan term that best suits your situation.
- Most banks set a maximum loan limit of $50,000 on unsecured personal loans. If your bike purchase exceeds that amount, your Jade consultant can discuss other possible options with you.
- Monthly repayment amounts are fixed for the term of the loan. Your Jade consultant will discuss what amount is workable for your budget and negotiate with the lender for that repayment.
- Additional payments are allowed. If your situation enables you to, you can make additional payments on your loan to pay the loan out earlier.
- If you finalise the loan before the established loan term, no break fees usually apply.
Obtaining an unsecured personal loan can be an intimidating experience for even the most finance savvy individuals. It can be challenging to find the time to make an application to the bank or finance company, understand the fine print and waiting for news as to the status of your loan application and sometimes. By having a Jade consultant handle your unsecured personal loan, you’ll be saving time and be confident that you have an expert negotiating the best deal for you and resolving any issues with the lender.
Speak with a Jade Motorbike Loans Consultant to discuss an unsecured personal loan for your motor cycle. Call 1300 000 003.
Compare Motorbike Loans & Finance Options From Major Lenders
Enter the loan amount and loan term on our easy to use motorbike finance calculator to compare the monthly motorbike loan repayments from over 40 lenders in Australia. Comparing various bike loans to help you see how much you can save from each lender.
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* Personal motorbike loan with the loan amount of $30,000 is looking at a 5 year secured fixed rate. WARNING: all fees and charges may not be included on the example above, only the comparison rates, monthly repayment and total cost applies. Therefore, the total cost of the loan might be different. Comparison rate do not include broker fees, redraw fees, early termination fees and fee waivers. Comparison rate may change as a result of the different loan terms, fees and the loan amounts.
