Finance For Bikes Australia-wide | Jade Bike Loans
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Motorcycle Loans Australia

Jade Motorbike Loans is an Australian-owned finance broker, operating nationwide to provide personal motorcycle loans and business bike finance to a wide range of customers. Our customer base extends across Australia, from the capital cities to regional centres and to the most remote locations. As a leading specialist in motorcycle finance, Jade Motorbike Loans offers a full range of loan products no matter where you are located or where the bike you’re buying is located.
  • Low interest rates on motorbike financing
  • Credit score not impacted
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Why Aussie's Choose Jade

EXCELLENT
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Based on 1,142 reviews
 
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How Do We Get Interest Rates So Cheap?

The short answer – with our outstanding negotiating skills combined with the strong bargaining power that we exert across our network of lenders, backed with our steely determination to never be beaten on interest rates. Your Jade Bike Loans consultant is focused purely on delivering the best outcome for your motorcycle loan, at the cheapest interest rates.
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What Sort Of Motorbikes Do We Finance?

Daily Suzuki rides, off road Kawasaki fun machines, on road, trail bikes, classic Harley Davidson, high performance Japanese sports bikes, powerful BMW tourer, Ducati, Honda, Yamaha, Triumph, Moto Guzzi – we love them all and finance them all. Standard models, limited releases or custom specials. New, used, private seller, dealer sale or buying from an online marketplace – we will finance your ride.
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A Company You Can Trust!

As an experienced finance broker, our allegiance is to you, our customer, not to achieving profits for shareholders of the banks and lenders. We are a well established Australian owned business with a proud heritage in delivering effective, cheap loans to the motorbike riders and enthusiasts for many years. We have built a strong network of lenders and banks, many invite only, industry only sources and we continue to grow our reputation with every new bike loan.
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Nationwide Bike Financing Wherever You Are in Australia

With online motorbike sales a major segment of the market, motorbike buyers have the advantage of searching for exactly the right ride from sellers across the country. These platforms are particularly useful for finding special vintage, collector, or custom bikes.

Most major authorised dealers of the leading motorbike manufacturers are based in key capital cities. Convenient if you live in one of those cities, but if you don’t, Jade can still assist you with your motorbike loan.

We appreciate that you may be located in Western Australia and the bike you want to buy is in Brisbane. You’re in Adelaide and coveting a motorcycle on the market in Sydney. New motorbike dealers in Melbourne are offering amazing deals but you’re in Brisbane. With our national coverage, the exceptional service and cheap interest rates offered by Jade Motorbike Loans are not limited by state boundaries.

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Expert Motorcycle Financing with Licensed Consultants

Our Jade bike finance consultants are licenced finance professionals who are highly trained and experts in lending and they’re across the motorcycle scene as well. Our streamlined bike loan application process, ability to extend credit to bad credit customers, fast approvals are available to customers in all areas.

If you’re purchasing a motorcycle from interstate, one of our lender consultants is able to assist not just with financing but also with checking REVS, advising on state regulations and rego, verifying IDs of private sellers, and if required, transport options.

We provide motorbike finance for new and used bikes, purchased from a dealer, through a private seller or at auction, anywhere in Australia.

1300 000 003
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If you’re seeking a great bike loan deal located in Sydney, Melbourne, Adelaide, Perth, the Gold Coast, Brisbane, Hobart and all points between, just call Jade Motorbike Loans.

Talk to our Jade Motorbike Loans Professionals to discuss motorbike finance. Call 1300 000 003.

Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
Jade Motorbike Loans 5.67%Secured 6.10%Comparison $575.39 MONTHLY
Heritage Personal Loan 8.49%Fixed Rate 9.12%Comparison $615.35 MONTHLY
Westpac Personal Loan 7.99%Fixed Rate 9.18%Comparison $608.15 MONTHLY
CBA Personal Loan 7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY
Bendigo Personal Loan 7.79%Unsecured 8.51%Comparison $605.28 MONTHLY
BOQ Personal Loan 10.99%Fixed Rate 11.71%Comparison $652.12 MONTHLY
ANZ Personal Loan 7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Jade
Motorbike Loans
5.67%Secured 6.10%Comparison $575.39 MONTHLY
Heritage
Personal Loan
8.49%Fixed Rate 9.12%Comparison $615.35 MONTHLY
Westpac
Personal Loan
7.99%Fixed Rate 9.18%Comparison $608.15 MONTHLY
CBA
Personal Loan
7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY
Bendigo
Personal Loan
7.79%Unsecured 8.51%Comparison $605.28 MONTHLY
BOQ
Personal Loan
10.99%Fixed Rate 11.71%Comparison $652.12 MONTHLY
ANZ
Personal Loan
7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY

THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, EFFECTIVE 09/05/2026 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

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Motorbike Loans Australia FAQs

  • An in-person meeting with a finance broker is not required to get a bike loan. Discussions, communication, and document exchanges can be carried out remotely via phone, email and online technology.

  • No. Buyers can apply for a loan from a lender or a finance broker that is based in any area of the country. The loan applicant does not need to live in the same city or state as the lender or broker.

  • Yes. When buying a bike from a seller in another state, the same loan application and assessment requirements, lending products and interest rates would apply. There would be no difference to a loan for a bike purchased in the buyer’s state compared with a bike from another state.

  • All types of motorcycles can be financed. These include off-road and on-road models, large and smaller engine capacity, LAMS approved models, new and used, custom and standard. Models from all manufacturers can be financed, subject to lender approval of individual applications.

  • A broker provides assistance to buyers to get a motorbike loan by handling the entire process on their behalf. The broker uses their lender contacts to select the most suitable lender and lending product and their market coverage to find the best interest rate. A broker covers many lenders without impacting the customer’s credit score. A broker handles all communications with lenders through to settlement. A broker provides expert advice and full loan services for buyers.

  • Most brokers and lenders provide facilities to apply for a motorcycle loan online. Applicants may phone and speak with a broker about their requirements and/or submit the necessary details and documents via their online system.

  • Loan applicants will be offered the same rate if they submit a loan application online, by phone, or in a face-to-face meeting with the broker or lender.

  • No. Holding a motorbike licence is not a requirement to be eligible to apply for a loan. Other eligibility criteria must be met.

  • There is no specific income required to be approved for motorcycle finance. Individual applications are assessed based on the financials. Income, expenses, debts and credit score are all considered when lenders review applications. Lenders have their own guidelines for loan approval. Some lenders may have minimum income levels for loan approval. Using a broker may assist in finding the lender best suited to the loan applicant’s profile and income.

  • Yes. Finance for motorbikes is available for machines purchased from online platforms, from dealers, at auction, and through private sellers. Online purchases are generally second-hand motorbikes. Brokers will assist with checks such as if the machine is under finance and registration. Buyers should adopt best practice when purchasing goods online.