For anyone planning a Harley-Davidson purchase, the Harley-Davidson Free Rider Series is a much-watch. Recently launched by the iconic motorcycle manufacturer, this series of weekly videos showcases all you need to know about the latest H-D releases. The series runs from July through September this year.
The Harley-Davidson Free Rider is a weekly series of videos hosted by David Genat and is available for at the site and the company’s You Tube channel.
According to the blurb, the series addresses buyer questions such as what your machine will look like on arrival. What it’s like to unbox a new Harley. Seeing models reach ‘stratospheric speeds’ on the track and wondering if your own will perform like that.
The series includes interviews with celebrity riders and plenty of behind-the-scenes action around the host’s customising of his own Road Glide. The company is even offering prizes for followers of the series. The company describes the series as everything that they love about their free riding lifestyle.
We give you the low down on the series plus the low down on how we can assist with motorcycle loans for new Harley models.
Free Rider Series
The host of this exciting new series is David Genat. For those in the unknown, he is an actor, television personality and described by the company as a ‘lovable motorcycle larrikin’. And is obsessed with Harleys. You may recall him from the Australian Survivor show.
David has travelled across the USA, Europe and Australia on motorbikes and has experienced may makes and models as owner and rider. His creds have landed him the coveted role as the ambassador in Australian New Zealand for Harley-Davidson.
While not wanting to give away spoilers, we can give teasers into the first few episodes which have been released.
Ep 1 covers Dave unboxing his new Road Glide Special. This episode provides potential buyers with an idea of what they may expect when their new model arrives. Dave explains the steps required to get a new model ready for the road. We see his own custom work on his new model.
The second episode is title Epic Torque and showcases the Sportster S. According to the blurb, riding this model has the feeling of being seated on a rocket. The model has the latest tech and according to Dave, the ergonomics really do work.
In Episode 3 Dave has his first celebrity guest, another reality TV star, Locklan Gilbert. The two jump on a pair of Pan Americas and showcase the best this model has to offer on winding roads.
The next episode will be released soon, so check it out and start thinking about which model is the one you plan to buy.
Securing Your New Harley
Checking out the various models available to find the one that best suits your individual riding capabilities and adventure plans is critical to the purchase. But many buyers will also be wanting to know about their finance options. Most buyers will require a motorcycle loan and knowing what’s available and how to secure the cheapest finance offer ahead of time can be a distinct advantage.
For starters you do need to be over the age of 18 to apply for consumer finance in Australia. This lending sector is regulated by ASIC and the minimum age is a key criteria for applicants and applies across the lending sector.
The most widely used type of finance for new motorcycles is the Secured Motorcycle Loan. This follows a standard format regardless of the bank or finance company. The bike is the security for the finance and for many applicants, no other security or guarantee will be required.
While the format for this type of loan is fairly universal, the interest rates applicable and the loan conditions vary across the lenders offering motorbike finance. We’ve prepared a comparison chart which shows what is currently on offer from a selection of banks and lenders.
The interest rate is clearly key to achieving the cheapest loan. By entering the amount you would like for your loan, you can see rough repayment estimates. This provides a clear picture of how much any slightly higher rate can impact repayments.
Another point to note is fixed versus variable interest rates. We arrange our Secured Motorbike Loans with a fixed interest rate. This means that interest rate will not change over the full loan term. We also provide fixed loan terms. Together, the fixed rate and fixed term allow a fixed monthly repayment. So once you’ve locked-in your loan, you can ride off on your new Harley, confident in the knowledge that your loan won’t change over those years.
Motorcycle Loan Interest Rates
As we said above, rates do vary as banks and other lenders have different guidelines around the rates they will put on their different types of loans. These rates in general have the cash rate as set by the RBA at their core. But from that core point, the lender arrives at their lending rates.
The best rates advertised by lenders will apply to good credit score applicants.
Currently interest rates in general are on the way up. The RBA is addressing the surging inflation rate in Australia by lifting interest rates to curb spending. We’ve seen three months of consecutive monthly rate rises and based on the latest employment data the next, August, rate decision could be significant. Decisions by the RBA flow through to the lending markets.
Using our broker-style services can assist loan applicants to source the cheapest interest rate motorbike loans quickly and easily. We do the hard work while you decide on your Harley possibly by watching upcoming episodes of Free Rider.
If the Harley-Davidson Free Rider series motivates you to purchase a new motorbike, cheap motorcycle loans can be sourced through Jade Bike Loans.
To discuss the options for motorbike loans for a new Harley contact Jade Bike Loans at 1300 000 003
DISCLAIMER: IN REGARD TO ANY ERRORS OR MISREPRESENTATIONS IN THIS MATERIAL, NO LIABILITY IS ACCEPTED. THE DETAILS, CONTENT AND DATA ARE PRESENTED PURELY FOR GENERAL INFORMATIONAL PURPOSES FOR MOTORBIKE BUYERS AND THOSE SEEKING MOTORCYCLE LOANS. THIS IS NOT INTENDED AS THE SOLE SOURCE OF INFORMATION FOR FINANCIAL DECISIONS. IF SPECIFIC ADVICE IS REQUIRED AROUND FINANCIAL DECISIONS, READERS SHOULD SEEK THEIR OWN FINANCIAL ADVISOR.
