Sense and Cents: Great reasons for owning a motorcycle with cheap motorbike loan

There are many types of motorcycle riders and owners but let’s generalise and narrow the classifications down to the enthusiasts and the not quite the enthusiasts yet. Focussing on those that are yet to make the move to two and purchase their first motorcycle. Not that most buyers require much convincing to purchase a new ride, but for those that are still mulling over the idea of buying a motorcycle, we offer up a few great reasons to sway you our way including a cheap motorbike loan.

For simple starters, everyone has to get places. Whether you’re off to work, to uni, to visit friends, head off on a getaway, go shopping, to engage in social, sport and other recreational activities, there’s a need for some form of transportation. The basic choices are public transport, your own car, a share car, ride-share or taxi, impose on a friend, walk or your own motorcycle. All have their attractions but motorcycling does have some upfront wins over the others. Wins in both sense and cents.

Making Cents of It

When it comes to the back pocket, everyone is considering their costs of living and especially transportation if you need to cover significant distances on a regular basis. Compared with owning a car, owning a motorbike is much cheaper. While some top of the range bikes do carry equally impressive price tags, the lower to medium range models are extremely affordable.

Add in our cheap interest rate bike loan offers and buying a motorbike can be a very economical choice of transport. Our Secured Bike Loan is the most popular choice of loan as it suits most buyers and most bikes. We source each loan with the cheapest interest rate achievable and that rate is fixed for the entire term of the loan. Meaning, your loan repayments don’t increase if lending interest rates increase.

We’ve provided an Interest Rate Comparison Calculator to allow buyers to calculate quick repayment estimates on loans for motorbikes from a number of lenders and see how cheap our loans can be.

Bikes also use less fuel than many cars and servicing tends to be much cheaper also.

Parking can also be a key consideration and if you’re trying to park a car in a major town or city – good luck with that! Not only is parking hard to find, the cost of meters can be very high. Many councils provide designated motorbike parking.

At home, your bike takes up way less space than a car, negating the need for a designated car space at your dwelling which could be a cost-saver.

Sensible Transport

In the times of COVID-19 where some form of restrictions by way of masks and physical distancing are tipped to stay in place into the future, motorbikes offer a sensible form of transport. Commuting solo ensures separation from fellow travellers. A benefit not offered on public transport.

That’s not a mask, this is a mask! Clad in the standard rider gear of helmet, gloves, protective jacket and pants, you could say riders wear their personal COVID-safe plan.

Motorbike riders do it quicker – in a good way. With the ability to manoeuvre, safely of course, through traffic, motorbike owners can get from A to B much faster than car owners. And often with less stress and more enjoyment compared with a daily car commute in capital city traffic.

If you’re wondering about impact on the environment, consider that several manufacturers including the iconic Harley-Davidson have started releasing electric-powered motorcycles. So the move to two wheels can be done in a responsible and climate-considerate manner.

The Australian market has a great selection of motorcycle makes and models readily available. Models are available to suit a wide range of riders and riding conditions. New riders should look to LAMs approved models of which there are many.

If this is your first bike, consider where you will be riding – for commuting, travel and recreation, your riding ability and of course your budget. Dealers are usually bike enthusiasts and will be more than happy to assist with selecting the right motorcycle for your needs.

Fast Getaways

When it’s time for a weekend or few days away, packing for the trip can be extremely time-consuming. With the limited luggage saddle bags provided on touring bikes, much of the ‘what will I take’ pondering is eliminated. Just pack the essentials and you’re on your way.

If you do plan a longer tour, consider including larger saddle bags accessories which are offered on many models. We can include the cost of these extras in your bike loan when purchased at the same time as the motorbike. Don’t forget to include these extras when calculating bike loan repayment estimates on our Jade Bike Loans loan calculator.

Quick, Streamlined Loan Process

We provide a simple, straightforward and cost-saving way to secure motorbike finance. Your Jade consultant will handle the entire process from your initial enquiry through to final settlement. Our loans are available to all riders over the age of 18 years (a requirement under Australian Consumer Law) and for all types of bikes.

We tailor loans to suit our customers to ensure your bike loan fits your lifestyle and financial objectives.

Of course, motorbike riding can be dangerous. Riders are strongly advised to seek professional training and renew their skills regularly, to ride safely keeping an eye out for other road users and wear full protective gear.

Enough reasons? Make it happen with a call to Jade Bike Loans.

For a quote on a motorcycle loan, contact Jade Bike Loans at 1300 000 003

DISCLAIMER: IN REGARD TO ANY ERRORS OR MISREPRESENTATIONS IN THIS MATERIAL, NO LIABILITY IS ACCEPTED. THE DETAILS, CONTENT AND DATA ARE PRESENTED PURELY FOR GENERAL INFORMATIONAL PURPOSES FOR MOTORBIKE BUYERS AND THOSE SEEKING MOTORCYCLE LOANS. THIS IS NOT INTENDED AS THE SOLE SOURCE OF INFORMATION FOR FINANCIAL DECISIONS. IF SPECIFIC ADVICE IS REQUIRED AROUND FINANCIAL DECISIONS, READERS SHOULD SEEK THEIR OWN FINANCIAL ADVISOR.