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Motorbike Finance - Low Rates Fast Approval with our Broker Style Lending
There are a number of lender options when requiring motorcycle finance to purchase a new motorbike. Many buyers will automatically gravitate to the leading banks or respond to flashy commercials from finance companies. Others may opt for the motorbike loans offered by the motorcycle dealer, thinking that is a convenient solution.
Then there are those that are sticklers for ticking all the boxes and go to great lengths to get as many quotes from as many lenders as possible to ensure they’ve secured the best motorbike loan. That can involve multiple applications, multiple credit checks, multiple waiting for call backs and multiple experiences in trying to convince the lender that they should be offered a cheaper interest rate or a better finance conditions.
That is a all very time-consuming and a lot of hassle and it’s only the start. Once armed with all those offers, buyers then have to wade through all the fine print on every quote to ensure they are comparing like with like. This may require a high level of financial literacy, can be challenging and confusing.
The solution to this dilemma is to engage the services of a finance broker – a broker-style lender that can handle all of the above and deliver cheaper interest rates motorbike loans – Jade Bike Loans. To immediately dispel a common myth – our broker-style motorbike loans services are available to all buyers. Brokers are not just for businesses or for those with high wealth or with extremely complex finance requirements.
Buyers of new or used motorcycles, private buyers and businesses, collectors and recreational riders, can all utilise our services to secure cheaper motorbike loans in an efficient, streamlined and time-saving process.
The Motorbike Finance Lender Market
Brokers such as Jade Bike Loans, are an integral part of the lender market. Note that personal motorbike loans are Consumer Finance and regulated through ASIC. Anyone offering this type of finance must be a Licensed Credit Provider.
The lenders which offer motorbike loans include:-
- Banks: Both large and smaller banks usually offer finance for motorbikes. Sometimes these are not specific motorcycle loans but covered under a Personal Loan category. Due to the structure of the banking system, banks adhere to strict guidelines and are not known to be negotiable on interest rates when dealing directly with individual customers.
- Finance companies: Referred to generally as non-bank lenders, many finance companies will offer motorbike finance but may also be subject to corporate guidelines when it comes to rates and conditions.
- Dealers: Many motorbike dealers also offer finance these days. But typically it is via a manufacturer or through a third party arrangement with a finance company. This may involve commissions or higher fees.
- Finance brokers: Finance brokers cover both business and personal loans but some may only deal with businesses.
- Specialist broker style lenders: Jade Bike Loans provides a comprehensive motorbike loans service, with finance sourced from a wide selection of lenders. As specialists in this area, we do offer specific Motorbike Finance which reflects our interest and experience in the motorcycling community.
Utilising Our Broker Style Lender Services
Using our services is easy, streamlined and efficient. On the initial enquiry, customers are assigned their own trained, qualified consultant who will handle the entire loan process. That includes sourcing the cheapest quotes, negotiating with lenders on rates and conditions, handling the application approval and even assisting with settlement.
You have the one contact to access multiple lenders and the hard work is done for you. As licensed credit providers, we outline fees and charges when providing motorbike loan quotes.
Working with a Broker
We work hard to ensure working with us is a great experience for our customers. The initial step is to speak with us and tell us about the bike you intend to purchase and provide the information we require about your financial and employment situation and other details.
This process can be commenced prior to purchasing a bike with our pre approved motorbike loans service. We then source the cheapest quote from across our lender network for your consideration. Once accepted we get on with finalising the loan.
More Lender Choices
Jade Bike Loans is accredited with many banks, finance companies and non-bank lenders. That saves our customers the time in covering the bank and provides our consultants with more lenders to cover in finding the cheapest motorbike loan offer.
Our Credentials
Jade Bike Loans is a highly regarded broker-style lender that specialises in motorbike finance. We are part of the larger Jade Finance Australia group which has over 25 years of experience in the consumer and business finance sector.
Our consultants are fully trained with the required credentials and extensive expertise and experience in motorbike loans.
- Member of FBAA
- Licensed Credit Provider
- Adhering to the ASIC Guidelines for Responsible Lenders
Motorbike Loans Available
As a specialist lender covering both personal and business finance, we offer a comprehensive portfolio of loan options.
- Secured Motorbike Loans
- Secured Personal Loan
- Unsecured Motorcycle Loan
- Unsecured Personal Loan
- Chattel Mortgages for Business
- No Deposit Motorbike Loan
- Pre Approved Motorbike Loan
- Bad Credit Motorbike Finance Options
Benefits of Motorbike Finance through a Broker
- Save time
- Save hassle
- Secure cheaper interest rate motorbike finance
- Peace of mind in having top level expertise and experience handling the motorbike loan
- Cover off on more lenders, more quickly to secure the cheapest loan
- Professional consultants to explain the loan details and fine print
Sourcing Cheaper Interest Rates
Cheaper interest rates are at the very core of achieving affordable and cheaper motorbike loans. We achieve cheaper rates through using the bargaining power we have acquired through our many years in the sector.
We work through industry-level channels with banks and lenders and negotiate with our contacts on behalf of our customer. Lenders make their own decisions around the interest rates that they will offer on motorcycle loans. So there can be extensive variation across the market in Interest Rates and the Comparison Rate.
Our people have the inside knowledge attained through our resources to know which lenders will best suit each customer and which lenders are currently offering the cheapest rates.
Motorbike Financing Australia
We provide Australia wide services to ensure riders from coast to coast and gulf to gulf have access to cheaper interest rate motorbike finance. Our loan process is contactless as far as no annoying face-to-face physical meetings are required. No need to attend our ‘branch’ we’ll handle your loan over the phone, online and by email.
Fast Motorcycle Finance Approvals
We’re set-up to respond immediately to requests for quotes and loan applications. Having all the necessary information ready can be extremely beneficial in ensuring a faster loan approval. You can expect your loan approved within 24 hours with lots of options and many lending packages at your disposal.
Motorcycle Finance - Types, Makes and Models
We understand the motorcycle market and appreciate the wide range of makes, models and types of motorbikes on the market – on-road, off-road, street, dirt bikes, racers, EVs, enduros, tourers and more. Whether you’re buying a new or used motorcycle we can assist with loan options.
Jade Bike Loans Provides Motorcycle Financing Options For:
- New Motorbike Loans
- Used Bike Loans
- Pre Approved Motorbike Loans
- LAMS Motorbike Loans
- 100% lending approvals
- Off Road Bikes and Dirt Bike Loans
- Classic, Vintage and Collectible Motorcycles
- Private Buyers
- Business Motorbike Purchasers
- New Rider Motorbike Finance
- No Deposit Motorbike Loans
- Include your accessories and on road costs.
- Guarantor Motorbike Loans
- Comprehensive Insurance
Whether it’s a classic Harley Davidson, a performance Japanese sports bike or an off road model, LAMs models, Jade Bike Loans can help you finance, insure and even assist in finding the right motorbike.
Loans for:-
- Harley Davidson
- Suzuki
- Kawasaki
- Honda
- Aprilia
- KTM
- BMW
- Ducati
- Husqvarna
- Yamaha
- Triumph
- Royal Enfield
- Indian
- And many more!
Requesting a Motorcycle Loan Quote
Engaging our broker-style services makes it very easy to source motorcycle finance from the first step to final settlement. The first step for most buyers will be to request a quote. Quotes can be provided after the sales deal has been done with the dealer or seller or prior to even making that buying decision.
Quick quotes can be requested via our online portal or via a phone conversation with one of our consultants.
Use Our Free Finance Calculator
Prior to requesting a quote, buyers can use our free finance calculator to work possible motorbike loan repayment estimates. This is a great buying tool and a must-have when comparing machines with varying price tags.
Using a calculator is also a great way to start forming an idea as to how you would like your loan structured and in making decisions around whether or not to make a down payment to reduce the loan amount required. Knowing what loan term you would like assists our consultants to immediately source the loan that meets your requirements.
Applying for Motorbike Finance
Whether this is your first motorbike or the next one in a long list of favourites, speak with us about sourcing a motorbike finance package which suits you and your machine. As per Consumer Finance Laws in Australia, as set out by ASIC, the application process must adhere to certain processes and include certain details.
Individuals must be over the age of 18 years to apply for consumer finance in Australia, under the law. Holding a motorbike rider licence is not required in order to be eligible to apply for finance. An assessment of creditworthiness via a Credit Profile check forms part of the application approval process. Applicants are advised to check their credit score prior to applying and fix any errors. This can enhance the interest rate offered.
Where needed, we can assist with Guarantor Motorbike Loans. If a new rider, speak with us about our options for New Rider Motorbike Loans.
We provide fast application processing and approvals but applicants can expedite the process even further by having their current employment and financial details and relevant documents at hand.
There's no better time to explore the open road with a new motorcycle. Deal with Jade Bike Loans – your specialist broker style motorbike finance lender.
Request a free finance quote by calling 1300 000 003 or directly online.Get a quote
