Buyers interested in the new BMW Roadster R1300R, due in 2025, can start planning their finance with tools and services available through Jade Bike Loans. Is it ever too early to making plans to buy a new motorcycle? Is it ever not a good time to consider buying the latest BMW model? As supporters of motorcycle enthusiasts, we think it is always the right time to prepare and plan. A new addition to BMW’s impressive lineup, the R1300R, is expected to be available for buyers in the third quarter this year. We’re already well into the second quarter of the year, so why not get started on your purchase plans.
Being prepared with finance ready before a new model is available to ride away can provide buyer benefits. Be ready to pre-order, be one of the first to ride out of a dealership on the latest machine and be reassured that you have spent the time to secure the most affordable financing.
The new R1300R could be worth that preparation time. This latest version is reportedly replacing the R1250R and a step up with its bigger Boxer engine and new features for better fun and performance.
BMW Roadster R1300R Features
The new R1300R packs 149Nm or torque, and as the brand claims, is a must-have for riders that savour pure enjoyment. The sharp, sporty design and features takes the comfort on this new machine to new levels. It is available in 4 colour variants.
The list of standard equipment is impressive, as BMW riders have come to expect. They include Dynamic Brake Control, full integral ABS, ABS Proc, Riding Modes, Dynamic ESA, a keyless ride, Connectivity, LED lights, TFT display, Dynamic Brake Light, daytime riding lights, hill start control, adjustable windscreen, clutch and brake levers, and cruise control.
Optional equipment may be also be ordered to suit rider styles and preferences. These extras include grip and seat heating and TPM and optional intelligent Riding Assistant. If you are planning to include any optional extras, remember to include the costs when estimating your loan. Our brokers can then work to including your total package in your financing.
This new model suits wide roads on country rides and the tight curves that many routes entail, with its agility and stability – the ergonomics are sporty. Measure up to your expectations? Start considering your financing options.
BMW Roadster Loan Options
The first decision new motorcycle buyers need to consider with their financing is their choice of lender. The consumer credit market is quite large with loans available through banks, finance companies and even through many motorbike dealers. So, what’s the difference between what all these lenders have to offer? Don’t all lenders offer the same loans?
All lenders that offer finance to consumers must be Licensed Credit Providers under ASIC regulations and abide by the Responsible Lending Guidelines. These guidelines set out what information a lender must obtain from a loan applicant, and they include that a lender must not offer a loan to an applicant that is unsuitable to them. All lenders offering motorbike loans will provide some type of secured credit product such as our Secured Motorbike Loan.
Differences across the market include how much a lender will extend on a personal secured loan, the interest rates they charge, and the individual criteria that they use to approve applications. While lenders generally follow the rate fluctuations of Reserve Bank decisions, their actual rates for different loans are based on their own internal market forecasts, funding costs and guidelines.
With these interest rate variations, many buyers will try to find out which lender will offer them the lowest rate and best loan by applying to many lenders. This sounds like a sensible approach to sourcing credit. But what many individuals do not realise is that these multiple applications can reflect poorly in their credit report. Potentially cruelling their prospects of being offered a better rate.
A quick, simple and sensible way to source the most affordable loan from the right lender is to use a finance broker. We have access to over 80 lenders and, using our systems and expertise, our brokers can quickly make the match between loan applicant and lender. All without harming the individual’s credit rating and without wasting time in securing the loan.
Purchase and Finance Pre-Planning
While interest rates may vary before the new R1300R is available for purchase, buyers can start planning their loan using our current rates as a guide. If rates move anywhere in coming months it is highly likely to be down with the RBA expected to cut the cash rate in coming months.
Using our current rates and our Motorbike Finance Calculator and the available R1300R price estimates, buyers can get loan estimates. Prices we found start at $22,000 and up to around $31,000 for a R1300R with Option 719, all plus on-road costs. Start planning your purchase by working up your loan estimates, working the repayments into your personal budget, and if in the ballpark, consider getting pre-approved finance closer to launch day. We can even get you pre-approved now so you can confidently pre-order your machine.
To get your plans to purchase a new BMW Roadster when available, contact Jade Bike Loans on 1300 000 003 to discuss your financing options.
DISCLAIMER: IN REGARD TO ANY ERRORS OR MISREPRESENTATIONS IN THIS MATERIAL, NO LIABILITY IS ACCEPTED. THE DETAILS, CONTENT AND DATA IS PRESENTED PURELY FOR GENERAL INFORMATIONAL PURPOSES FOR MOTORBIKE BUYERS AND THOSE SEEKING MOTORCYCLE LOANS. THIS IS NOT INTENDED AS THE SOLE SOURCE OF INFORMATION FOR FINANCIAL DECISIONS. IF SPECIFIC ADVICE IS REQUIRED AROUND FINANCIAL DECISIONS, READERS SHOULD SEEK THEIR OWN FINANCIAL ADVISOR.
" alt="">